The Boston Globe ran an op-ed suggesting that health care needs to be severed from employment status. The blogosphere responded with the traditional left and right arguments to the concept, but Buckeye Surgeon suggests one idea that really should be implemented:

We need to involve patients more the decision making process . . . If you want the most expensive medicine, the body scan, the dubiously indicated MRI, then you have to contribute to the costs individually, outside the coverage parameters of your insurance plan.

Universal insurance should cover the minimum standard of care. Anything more that the patient demands, such as unnecessary antibiotics, MRIs, or nuclear stress tests, should be paid for out of pocket.