Panda Bear minces no words:
1. Patients are not encouraged or expected to take personal responsibility for their own health . . .
2. As every insurance scheme insulates the patient from the true cost of health care, there is no incentive for patients to make good economic decisions . . .
3. The legal environment makes it impossible for anyone in authority to exercise common sense . . .
4. Futile care, which is in no way discouraged . . .
5. Doctors don’t know how to say “no” or admit defeat.