Great roundup with lots more to chew on. Previously mentioned here yesterday. Responding to a commenter here:
A commenter on Kevin MD’s site says that the patient isn’t going to get more than the insurance coverage plus the doctors’ assets, but that’s not necessarily so: the doctors and insurer are now adverse to one another, and the plaintiffs’ attorney can sue the insurer for “bad-faith” failure to settle. Insurers are always potentially on the hook for far more than the policy limits, yet one can readily find academics who argue that jackpot-justice malpractice verdicts are not a true problem because of insurance policy limits.
