It’s no secret that health care is an unbelievably complex subject. One of the most complex issues facing the health care system is that of surprise medical bills. Surprise medical bills happen when:

  • Patients receive emergency care by an out-of-network provider (one not included in their insurance plan);
  • Patients are unaware that one or more of the providers of their non-emergent care were out-of-network; and
  • Patients choose out-of-network care without ...


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