When my children each finished Montessori school, my wife and I researched a bit before choosing the local public option.  My area has extraordinary private schools.  Although high cost, many of these alternatives provide unique and worthwhile twists on traditional education.  We talked extensively with the kids, and after much research, we came to the budgetary friendly decision.  The public school, with somewhat fewer bells and whistles, provided an education on ...

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I truly believe that the business asset class is important in supercharging the race to financial independence.  While many dream of starting their own Google or Amazon, I find myself much more interested in the small, less scalable business.  The kind that spins off some revenue, builds experience and know how, and is fun. Although I have owned multiple small businesses (mostly medical practices and real estate), the one that I ...

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My mother, the accountant, threw out 10 million.  An I just took it.  Accepted it.  Calculated the number of years, and I was off.  But it didn’t feel right.  So I asked my financial advisor.  A few weeks later and after much information was solicited, I was given 85% chance of my money lasting through retirement.  He went on and on about Monte Carlo and all sorts of other rubbish, and ...

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I loved my Prius. I’m not a car guy.  I’m really not.  But when my Prius started to fail after 120K miles, I took an active interest in picking my new mode of transportation.  I had a few caveats.  I was driving 100 miles a day.  I wanted either a hybrid or fully electric car.  And I needed something safe for the snow.  Preferably four-wheel drive. My first instinct was to get ...

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My blog is called "DiverseFi" because my path to financial independence was not the typical one. Although I’ll talk more about this in another post, my journey neither started from humble beginnings nor was frugality my guiding principle. In fact, it was only after discovering the FIRE community, did I realize that I was indeed financially independent. That changed my life. Changed my habits. I slowly became more ...

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