The biggest addiction problem in the U.S.? Health insurance.

Whenever I give a talk about health care, I ask the audience, “What is the worst addiction problem we have in the United States?”

The answers are typically the same, and all are good guesses — alcohol, tobacco, opiates, and sugar are most frequently cited. I agree these are all terrible addictions that need to be addressed, but, in my opinion, the worst addiction in America right now is health insurance.

That …

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