Health insurance must be driven by physicians. Here’s why.

I am a scientist and a medical economist. I have been privileged to work beside doctors in both their caregiving role and their research role for 20 years. I have seen their challenges and tried to build products and services to help.  I have deep respect for the challenge of medicine and the committed practitioners.

When I left graduate school in 1988, it was the beginning of the movement from fee …

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