You think you are medically insured. A few days later, you receive a hospital bill worth thousands of dollars in your mailbox. Your insurer denied coverage, claiming you sought an "inappropriate" or "unnecessarily" emergency care.
The question here is, "Who has the exclusive opinion in America to deem signs and symptoms necessary for an ER visit?" — "Is it me as an individual feeling endangered or my health care insurer?"
If this ...
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