A frequent topic seen on this site and many other sites, blogs, and forums are the merits of using very low-interest financing for various things. The attraction is obvious. Not only do you not have to have the cash up front, but even if you do, surely you can do better investing than 0%, and if you borrow at 0% and earn at anything better than 0%, then you come ...

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In February 2017, I saw my last patient and left clinical medicine. Most people would say I retired. I have chosen to say I have repurposed. I no longer see patients, but I still work. I am writing the Doctors Guide series of books, keeping up a blog and working with physicians who need help with a financial makeover, usually to eliminate their debt, set themselves up for retirement or ...

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How do I start a side hustle? I have heard this plea so often, It is no wonder there are many how to blog posts trying to answer this exact question.  As helpful as they may be, most of the ideas espoused are both time and energy-consuming.  For instance, starting a blog is great!  But if you want to truly make money, be prepared to put in full-time hours.  Or 
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Every physician, especially those who work in oncology, have read their fair share of clinical trials. In order to advance the field of medicine, you need to test new drugs against the current best treatment, or the standard of care. Some trials succeed, and we make progress in our fight against cancer, or hypertension, or HIV. Some trials fail, and these new treatments are discarded. When designing a clinical trial, you need to ...

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I love movies. Not the artsy types that win awards; I most enjoy the big, expensive popcorn blockbusters that take you away to a different time and place. However, as our income and wealth has grown, we’ve maintained a few of our “cheapskate” habits from when we were poor. One of these is we see almost all of our movies at the “dollar theater,” a second-run theater where the entire ...

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Recently I had three important events happen during a three day period that reminded me of the brevity of our life and the need to live life to the fullest every day. On July 4th, having planned celebratory events that day with friends and family, a CRNA in my home town awoke feeling poorly just before sun up. He was in great health the day before and lived a very active ...

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There was once three brothers who set off on the journey of a lifetime by embarking on three separate roads.  Each brother was uniquely different, and quickly these roads diverged. It was believed that the eldest brother was most wise because his path was clear and straight. The middle brother was a strong walker but easily distracted.  It was hard to keep him concentrated on the task at hand. And finally, the youngest ...

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The fear of running out of money in retirement is very real. In fact, it’s the number one fear among older adults – even over declining health. According to the Transamerica Center for Retirement Studies, 43% of adults surveyed said their greatest fear about retirement was outliving their savings and investments. This very fear is what keeps people working well past what might have been their retirement age. It also makes people take ...

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On my site, I spend a lot of time talking finances.  And I’ve yet to mention what is by far the best investment that I have ever taken part in.  It has provided my best return on investment and biggest annual interest growth.  It also requires the most work, but this investment is what keeps me in the market and sticking to the plan.  In fact, it is “my why” ...

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Q. International stocks are doing really well, so I’m thinking about investing more money into them. What do you think? A. I grew up playing ice hockey and continued to play in high school, college, and even now. Coaches often gave us the same advice that hockey legend Wayne Gretzky’s dad gave to him: “Skate to where the puck is going to be, not where it has been.” Ice hockey is ...

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