Giuliani’s health plan

He offers a free-market based solution:

Mr. Giuliani said that a “socialist” model would bankrupt the government.

“That is where Hillary Clinton, Barack Obama and John Edwards are taking you,” he said. “You have got to see the trap. Otherwise we are in for a disaster. We are in for Canadian health care, French health care, British health care.” . . .

. . . In proposing a tax exemption of up to $15,000 for a family and $7,500 for individuals, Mr. Giuliani said that money could be used by consumers to buy an insurance policy of their liking. The money left over, he said, could be put into a “health savings account” to be used to pay for deductibles or other uncovered medical expenses.

David Hogberg says he doesn’t go far enough, but the Manchester Union Leader says otherwise:

Giuliani’s health care proposal has some familiar ideas, such as expanding Health Savings Accounts, reforming medical liability laws and offering a tax credit for health insurance not purchased through an employer. Each of these sound ideas has been pushed by the Bush administration.

It also has some less familiar ones, such as bypassing state coverage mandates by allowing people to purchase basic health insurance through interstate markets.

Giuliani’s plan is innovative and, if implemented, would achieve much of what the Democrats want, but for less money and with greater individual freedom.

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