Cholesterol medication cost should not be prohibitive

Recently, I had a patient visiting me for the first time. He basically a “syndrome X” type of guy: middle-aged, overweight, high cholesterol, high blood pressure. He’s not the most personally careful individual, with a history of domestic altercation, some prison time. Almost goes without saying he drinks too much and smokes cigarettes.

Well, he wanted his cholesterol medication restarted since he has just now started receiving “insurance”, MassHealth, Massachusetts’ state welfare benefits program. He tells me he couldn’t afford cholesterol medication on his own, notwithstanding a “heart attack scare” a year ago — and stopped it, after having had it prescribed a few years prior.

Couldn’t afford cholesterol medication on his own? Well, a bit of simple calculation shows that he spends about five dollars per day on cigarettes, and at least that much per day on alcohol. If he had chosen to purchase generic Mevacor for his cholesterol — a fine, cholesterol-lowering, statin medication for the most part, although not state-of-the-art — he probably would have been out about $.50 per day.

Now that he has “insurance” (call me old-fashioned, but I see insurance as a policy that you actually have to spend on in advance as a gambling hedge against later infirmity while you’re actually young and healthy; not a gifted grant of benefits unpaid for), he is happy to have the other citizens of Massachusetts take care of his cholesterol issue, now five years worse than it would have been had he been able to take some of his cigarette or alcohol-money — really only 1/10th of it, and invest it in himself.

How do we get people to properly invest in themselves? There has to be some downside to ignoring one’s health problems, rather than having your problem just drop into the laps of your more conscientious fellow citizens. Can you help me with this conundrum?

Randall S. Bock is a primary care physician who blogs at Doctoring the Evidence.

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  • solo dr

    Walmart, Target and other pharmacies now have $4 cholesterol meds that work great. No reason to skip the cholesterol meds for not having insurance.

  • Jan

    I would like to see Medicaid be tiered to address this issue. Children would be on the current plan with no copays or deductibles. The elderly and disabled would have some minimal copay for visits and meds, maybe no deductible. Guys like this and other working adults would have copays and deductibles that mirror what commercial insurers have. The difference for this group would be that they aren’t paying premiums. At least this would require some measure of financial responsibility from this group. Perhaps they should also be required to do age appropriate preventative care in order to continue to qualify for this “gift” from the rest of us.

  • http://leonardof.med.br/ Doutor Leonardo

    In other words, how to convince teenagers and young adults they won’t live forever?

  • http://www.drmintz.com Matthew Mintz, MD

    Comparing other insurances to health insurances does shed some light on the problem. People who buy a car, a home, and life insurance take this gamble because they have something to lose. A poor person who rents an apartment and has no car will not buy insurance. Though anyone can sick, anyone can also walk into an emergency room and get care. As in your post, universal coverage solves some problems but creates others.
    The solution is that you have to disincentivize bad behavior and incentivize good behavior. When McDonalds is very cheap and readily available and fresh fruits and vegetables are expensive and hard to find (especially in poor neighborhoods), it’s shouldn’t be surprising that our country is overweight. Taxes on cigarettes have helped to decrease cigarette smoking and should likely be further increased. People should have lower health insurance premiums if they exercise regularly.

  • Anonymous

    Hmmm, he can afford $5 per day on cigarettes but not $4 per month for generic statin drugs at Walmart/Target/etc.?

    Of course, kicking the cigarette habit would probably be the biggest thing he could do for his heart health while saving $150 per month, of which he could spare $4 for the generic statin drugs if it is still needed.

  • Anonymous

    The cost to be on cholesterol medication is more than just the cost of the drug. He would also have the cost of office visit(s) and lab work.

  • Ed

    I hate it when I see docs have no empathy for the “type X” type. I guess car mechanics have no empathy for docs either. Two wrongs make a right?

  • @Meryl333

    After stent surgery, I rejected efforts to get me on statins. High dose NIACIN & Omega 3. My HDL went up 15 points and LDL down 33 points over the last year. Inflammation factors are low. Not too shabby. And not expensive. Sure wish the our health system wasn’t so myopic about how to treat heart disease. Pharm is spending a lot of money to influence research and the news coverage. So sad.

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