Comments on: C-sections and individual insurance http://www.kevinmd.com/blog/2008/06/c-sections-and-individual-insurance.html medical blog Wed, 17 Mar 2010 23:46:10 -0400 http://wordpress.org/?v=2.8.4 hourly 1 By: Anonymous http://www.kevinmd.com/blog/2008/06/c-sections-and-individual-insurance.html/comment-page-1#comment-113552 Anonymous Thu, 08 Oct 2009 18:29:55 +0000 http://clients.emmense.com/kevinmd/2008/06/c-sections-and-individual-insurance.html#comment-113552 Most c-sections performed in the US are unnecessary. It is better for the health of the mother and baby to have a natural birth. C-sections are often "unnecessary medicine." Most c-sections performed in the US are unnecessary. It is better for the health of the mother and baby to have a natural birth. C-sections are often “unnecessary medicine.”

]]> By: Anonymous http://www.kevinmd.com/blog/2008/06/c-sections-and-individual-insurance.html/comment-page-1#comment-86038 Anonymous Fri, 06 Jun 2008 19:37:00 +0000 http://clients.emmense.com/kevinmd/2008/06/c-sections-and-individual-insurance.html#comment-86038 This was never a problem for us after a c-section for our first born--because we never lived in a state that required us to have maternity coverage. Back in the old days when men were free, etc, we bought the insurance we needed and could afford, and planed for modest and predictable expenses. The fact is that pregnancy is predictable and can be financially planned for if there are not unexpected complications--and c-sections are far to common to consider an unexpected complication that couldn't be planned for.<br/><br/>The problem isn't the insurance company. It is in the business of managing risk and in the face of unnecessary government mandates is doing so in the only way left to it. This was never a problem for us after a c-section for our first born–because we never lived in a state that required us to have maternity coverage. Back in the old days when men were free, etc, we bought the insurance we needed and could afford, and planed for modest and predictable expenses. The fact is that pregnancy is predictable and can be financially planned for if there are not unexpected complications–and c-sections are far to common to consider an unexpected complication that couldn’t be planned for.

The problem isn’t the insurance company. It is in the business of managing risk and in the face of unnecessary government mandates is doing so in the only way left to it.

]]> By: Anonymous http://www.kevinmd.com/blog/2008/06/c-sections-and-individual-insurance.html/comment-page-1#comment-85949 Anonymous Mon, 02 Jun 2008 18:58:00 +0000 http://clients.emmense.com/kevinmd/2008/06/c-sections-and-individual-insurance.html#comment-85949 In the individual market, they'll deny you for dandruff or the diaper rash you had in infancy.<br/><br/>The company named in the article is most notorious for that.<br/><br/>Of course it's self-imposed from all the mandates thrown on insurers.<br/><br/>Strip off the mandates, or even better, pass the Shadegg bill so you can shop for health policies across state lines. That would go a long way to fix the problem. In the individual market, they’ll deny you for dandruff or the diaper rash you had in infancy.

The company named in the article is most notorious for that.

Of course it’s self-imposed from all the mandates thrown on insurers.

Strip off the mandates, or even better, pass the Shadegg bill so you can shop for health policies across state lines. That would go a long way to fix the problem.

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