Tort reform helps the uninsured

We’re uninsured yes because we want to be…we want don’t want to pay high insurance premiums when we keep ourselves healthy and are unlikely to need medical treatment. We also maintain emergency savings to cover costs of unexpected medical care. Got it now?

If the health insurance premium costs come down, and more doctors are available to choose from, then I’d consider buying the insurance.

You’re right. It’s the catastrophic things that add up. That’s exactly why you should have a high-deductible “catastrophic” insurance policy that’s relatively cheap, and contribute to a Health Savings Account (HSA).

Abstract:
“With 15 percent of the population in the United States lacking health insurance, significant effort is being made to identify solutions. A variety of responses have been implemented, ranging from changes to the insurance regulatory requirements to tax code revisions to legal system modifications. While a large body of literature addresses the effect of legal system modifications on medical malpractice claims and insurance as well as physician availability, we know of no prior research to investigate the effect on rates of uninsured. We test this relationship and discover that caps on non-economic damages are associated with lower rates of uninsured.”

http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1007022

“Anon 1:39, are you a physician?”

No. Nor do I play one on TV.

Why are you asking? Does it make a difference in the validity of my opinion?