Comments on: Minimedical plans: "Giving people what they want"

By: RJS

RJS — Wed, 18 Apr 2007 16:15:00 +0000

Speaking as someone who is uninsured, I would love this if it were reasonably priced.

I’ve never had medical bills in excess of $20,000 in one year, even with flare-ups of my chronic condition.

By: Anonymous

Anonymous — Wed, 18 Apr 2007 15:54:00 +0000

The commenter above misses the point, and throws the baby out with the bathwater. People want primary care access, and are willing to forego catastrophic coverage to get it. But YOU don’t thinks it’s good for THEM, so they get nothing.

It’s a good thing that YOU know what is best for them.

By: Anonymous

Anonymous — Wed, 18 Apr 2007 15:42:00 +0000

Uh huh. And then they get seriously injured when their motorcycle crashes. Or they get cancer. Or they get stabbed in the chest.

The medical expenses will quickly mount well past the $25,000 mark. Do you honestly think the provider is going to collect one dime of any high-cost, catastrophic cases these people might incur?

This seems short-sighted to me.

Sometimes I think a doughnut-hole concept isn't such a bad idea. Provide decent coverage for the day-to-day things that most people experience, then have a gap where they have to pick up more of the cost on their own, before the catastrophic coverage kicks in again.

Just my $0.02.