Comments on: Some of the uninsured just don’t want health insurance http://www.kevinmd.com/blog/2007/02/some-of-uninsured-just-dont-want-health.html Wed, 15 Feb 2012 00:05:00 +0000 hourly 1 By: Anonymoushttp://www.kevinmd.com/blog/2007/02/some-of-uninsured-just-dont-want-health.html#comment-71783 Anonymous Thu, 15 Feb 2007 11:45:00 +0000 http://clients.emmense.com/kevinmd/2007/02/some-of-the-uninsured-just-dont-want-health-insurance.html#comment-71783 "Maybe (just maybe) insurance costs would go down in the U.S. if the government started paying for some of these services."<br/><br/>Please point to one government run entity where costs have been contained in the past. “Maybe (just maybe) insurance costs would go down in the U.S. if the government started paying for some of these services.”

Please point to one government run entity where costs have been contained in the past.

]]> By: Anonymoushttp://www.kevinmd.com/blog/2007/02/some-of-uninsured-just-dont-want-health.html#comment-71755 Anonymous Thu, 15 Feb 2007 00:51:00 +0000 http://clients.emmense.com/kevinmd/2007/02/some-of-the-uninsured-just-dont-want-health-insurance.html#comment-71755 Best insurance in the world, you are still going to die Best insurance in the world, you are still going to die

]]> By: Anonymoushttp://www.kevinmd.com/blog/2007/02/some-of-uninsured-just-dont-want-health.html#comment-71754 Anonymous Thu, 15 Feb 2007 00:50:00 +0000 http://clients.emmense.com/kevinmd/2007/02/some-of-the-uninsured-just-dont-want-health-insurance.html#comment-71754 In my family the tradition for generations has been, when diagnosed with terminal illness, to refuse further medical care except for home care and die at home. Why should we help pay for the general culture's refusal to come to terms with death?<br/><br/>We always paid all our medical bills, even when catastrophic events occured and, 50 years ago, we were frankly poor--it just took years sometimes but they all got paid without bill collectors being involved. We just don't want to pay for the fools who don't have the guts to go home and face death like a grownup when the time comes or for all the malingerers, drug addicts, self-abusers and weenies who think they are entitled to problem free lives. In my family the tradition for generations has been, when diagnosed with terminal illness, to refuse further medical care except for home care and die at home. Why should we help pay for the general culture’s refusal to come to terms with death?

We always paid all our medical bills, even when catastrophic events occured and, 50 years ago, we were frankly poor–it just took years sometimes but they all got paid without bill collectors being involved. We just don’t want to pay for the fools who don’t have the guts to go home and face death like a grownup when the time comes or for all the malingerers, drug addicts, self-abusers and weenies who think they are entitled to problem free lives.

]]> By: Anonymoushttp://www.kevinmd.com/blog/2007/02/some-of-uninsured-just-dont-want-health.html#comment-71753 Anonymous Thu, 15 Feb 2007 00:48:00 +0000 http://clients.emmense.com/kevinmd/2007/02/some-of-the-uninsured-just-dont-want-health-insurance.html#comment-71753 Instead of being naked, or fully intentionally uninsured, by a high deducitlbe plan or a catastrophic coverage plan. <br/><br/>Other option, medical tourism. Instead of being naked, or fully intentionally uninsured, by a high deducitlbe plan or a catastrophic coverage plan.

Other option, medical tourism.

]]> By: very coldhttp://www.kevinmd.com/blog/2007/02/some-of-uninsured-just-dont-want-health.html#comment-71741 very cold Wed, 14 Feb 2007 22:12:00 +0000 http://clients.emmense.com/kevinmd/2007/02/some-of-the-uninsured-just-dont-want-health-insurance.html#comment-71741 If your hit with a terminal illness and you have no insurance what are you going to do? Will you pay for all the days you are in the hospital. Some people just think they are invincible to sickness. Good luck when the blogger gets sick. If your hit with a terminal illness and you have no insurance what are you going to do? Will you pay for all the days you are in the hospital. Some people just think they are invincible to sickness. Good luck when the blogger gets sick.

]]> By: Anonymoushttp://www.kevinmd.com/blog/2007/02/some-of-uninsured-just-dont-want-health.html#comment-71726 Anonymous Wed, 14 Feb 2007 19:04:00 +0000 http://clients.emmense.com/kevinmd/2007/02/some-of-the-uninsured-just-dont-want-health-insurance.html#comment-71726 A Canadian example...I have complete tax-supported coverage for surgeries (excluding cosmetic), for all primary care, for all diagnostic scans, for most othe treatments/categories. <br/><br/>I also have private coverage for prescription drugs that are not covered by the provincial government, massage therapy and chiropractic work, glasses, dental work, etc. <br/><br/>The major problem in our healthcare system is long wait times. This can probably be resolved by restoring funding levels to their previous 1990 levels, and making sure the funding is going to the right areas. <br/><br/>Maybe (just maybe) insurance costs would go down in the U.S. if the government started paying for some of these services.<br/><br/>A lot of the major North American corporations who have operations in Canada (ex. General Motors) believe in preserving our nationalized healthcare plan because it saves them money in insurance for their employees. Yes, a government-supported program actually helps out the private industry. A Canadian example…I have complete tax-supported coverage for surgeries (excluding cosmetic), for all primary care, for all diagnostic scans, for most othe treatments/categories.

I also have private coverage for prescription drugs that are not covered by the provincial government, massage therapy and chiropractic work, glasses, dental work, etc.

The major problem in our healthcare system is long wait times. This can probably be resolved by restoring funding levels to their previous 1990 levels, and making sure the funding is going to the right areas.

Maybe (just maybe) insurance costs would go down in the U.S. if the government started paying for some of these services.

A lot of the major North American corporations who have operations in Canada (ex. General Motors) believe in preserving our nationalized healthcare plan because it saves them money in insurance for their employees. Yes, a government-supported program actually helps out the private industry.

]]> By: Michael Rack, MDhttp://www.kevinmd.com/blog/2007/02/some-of-uninsured-just-dont-want-health.html#comment-71708 Michael Rack, MD Wed, 14 Feb 2007 08:39:00 +0000 http://clients.emmense.com/kevinmd/2007/02/some-of-the-uninsured-just-dont-want-health-insurance.html#comment-71708 "Get cancer and then come back and tell us how you are so happy to not have insurance and how you gladly pay your own way."<br/>Health insurance is nice in theory but in reality often falls far short. Pay insurance all your life, get cancer, and find out that the necessary treatment is considered "experimental" and not covered. Or find out that the treatment center near your home is considered "out of network" and you have to travel 3 hours several times a week for your cancer treatment.<br/>I don't want some insurance company telling me what treatment is covered or not covered, trying to weasel out of treating injuries- saying they are work-related or someone else's fault.<br/>I currently have health insurance through my work, but I would gladly be a saver and go without insurance if I could pay the "insured charge" and not the rip-off rates that medical providers are forced (by insurance contracts and MEdicare regulations)to charge the uninsured. “Get cancer and then come back and tell us how you are so happy to not have insurance and how you gladly pay your own way.”
Health insurance is nice in theory but in reality often falls far short. Pay insurance all your life, get cancer, and find out that the necessary treatment is considered “experimental” and not covered. Or find out that the treatment center near your home is considered “out of network” and you have to travel 3 hours several times a week for your cancer treatment.
I don’t want some insurance company telling me what treatment is covered or not covered, trying to weasel out of treating injuries- saying they are work-related or someone else’s fault.
I currently have health insurance through my work, but I would gladly be a saver and go without insurance if I could pay the “insured charge” and not the rip-off rates that medical providers are forced (by insurance contracts and MEdicare regulations)to charge the uninsured.

]]> By: Anonymoushttp://www.kevinmd.com/blog/2007/02/some-of-uninsured-just-dont-want-health.html#comment-71706 Anonymous Wed, 14 Feb 2007 08:13:00 +0000 http://clients.emmense.com/kevinmd/2007/02/some-of-the-uninsured-just-dont-want-health-insurance.html#comment-71706 These kind of posts are really from people who have no clue whatsoever.<br/><br/>Get cancer and then come back and tell us how you are so happy to not have insurance and how you gladly pay your own way. These kind of posts are really from people who have no clue whatsoever.

Get cancer and then come back and tell us how you are so happy to not have insurance and how you gladly pay your own way.

]]> By: Okulushttp://www.kevinmd.com/blog/2007/02/some-of-uninsured-just-dont-want-health.html#comment-71701 Okulus Wed, 14 Feb 2007 04:49:00 +0000 http://clients.emmense.com/kevinmd/2007/02/some-of-the-uninsured-just-dont-want-health-insurance.html#comment-71701 It isn't a rational understanding to not have at least catastrophic coverage. Abstract notions of how well you could invest your insurance money if you spent it on something interest-bearing ignores the reality that not everyone's illness has the good grace to present only when they have enough saved to pay that theoretical $100,000 hospital bill. And for many that day is never. If this idea had any worth, then why isn't there already a market for a convertible universal life insurance policy that lets you do just that: save in an interest-bearing and cash-value accruing account that will offer cartastrophic coverage but which if not used can be assigned as a death benefit just like any other kind of life insurance policy? I suspect no company would find it worthwhile. It isn’t a rational understanding to not have at least catastrophic coverage. Abstract notions of how well you could invest your insurance money if you spent it on something interest-bearing ignores the reality that not everyone’s illness has the good grace to present only when they have enough saved to pay that theoretical $100,000 hospital bill. And for many that day is never. If this idea had any worth, then why isn’t there already a market for a convertible universal life insurance policy that lets you do just that: save in an interest-bearing and cash-value accruing account that will offer cartastrophic coverage but which if not used can be assigned as a death benefit just like any other kind of life insurance policy? I suspect no company would find it worthwhile.

]]> By: RJShttp://www.kevinmd.com/blog/2007/02/some-of-uninsured-just-dont-want-health.html#comment-71699 RJS Wed, 14 Feb 2007 03:42:00 +0000 http://clients.emmense.com/kevinmd/2007/02/some-of-the-uninsured-just-dont-want-health-insurance.html#comment-71699 I am in the process of starting my own business. My partner and I are looking at health insurance premiums that are anywhere from $250/month/person to $550/mo/person. This is a lot of money.<br/><br/>But it's not nearly what I would have to pay for even <a HREF="http://onthepharm.net/2006/10/price-gouging-hospital-patients.html" REL="nofollow">one trip to the ER</a>. I am in the process of starting my own business. My partner and I are looking at health insurance premiums that are anywhere from $250/month/person to $550/mo/person. This is a lot of money.

But it’s not nearly what I would have to pay for even one trip to the ER.

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