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	<title>Comments on: West Virginia malpractice reforms: &quot;Worked like a charm&quot;</title>
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		<title>By: Anonymous</title>
		<link>http://www.kevinmd.com/blog/2006/12/west-virginia-malpractice-reforms.html/comment-page-1#comment-69889</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Tue, 26 Dec 2006 22:18:00 +0000</pubDate>
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		<description>&quot;On average, a non-court case costs about $25,000 PER DOCTOR (as most cases name multiple physicians as defendants.)&quot;&lt;br/&gt;&lt;br/&gt;Donna, just 4 years ago, you said the cost was $14,000. Are insurers now paying attorneys twice as much?&lt;br/&gt;&lt;br/&gt;I know facts aren&#039;t your strong suit, but damn!</description>
		<content:encoded><![CDATA[<p>&#8220;On average, a non-court case costs about $25,000 PER DOCTOR (as most cases name multiple physicians as defendants.)&#8221;</p>
<p>Donna, just 4 years ago, you said the cost was $14,000. Are insurers now paying attorneys twice as much?</p>
<p>I know facts aren&#8217;t your strong suit, but damn!</p>
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		<title>By: Anonymous</title>
		<link>http://www.kevinmd.com/blog/2006/12/west-virginia-malpractice-reforms.html/comment-page-1#comment-69741</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Wed, 20 Dec 2006 15:11:00 +0000</pubDate>
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		<description>A measured, carefully crafted response from the John Edwards bar: &quot;(hands over ears) &quot;La, la,la, la, la, la,la,...I CAN&#039;T HEAR YOU!&quot;</description>
		<content:encoded><![CDATA[<p>A measured, carefully crafted response from the John Edwards bar: &#8220;(hands over ears) &#8220;La, la,la, la, la, la,la,&#8230;I CAN&#8217;T HEAR YOU!&#8221;</p>
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		<title>By: Anonymous</title>
		<link>http://www.kevinmd.com/blog/2006/12/west-virginia-malpractice-reforms.html/comment-page-1#comment-69343</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Tue, 05 Dec 2006 11:03:00 +0000</pubDate>
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		<description>Wow. I didn&#039;t realize how lucrative the medmal insurance business is. You would think the insurers would be trampling each other at the door to get in??</description>
		<content:encoded><![CDATA[<p>Wow. I didn&#8217;t realize how lucrative the medmal insurance business is. You would think the insurers would be trampling each other at the door to get in??</p>
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		<title>By: Evan</title>
		<link>http://www.kevinmd.com/blog/2006/12/west-virginia-malpractice-reforms.html/comment-page-1#comment-69339</link>
		<dc:creator>Evan</dc:creator>
		<pubDate>Tue, 05 Dec 2006 07:24:00 +0000</pubDate>
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		<description>90,000 dollars per doctor.&lt;br/&gt;&lt;br/&gt;That is a number we can work with also from the text.&lt;br/&gt;&lt;br/&gt;&quot;Court judgments seldom happen. According to the Board of Medicine plaintiffs received 110 judgments from 1993 to 2005 - about one every six weeks.&quot;&lt;br/&gt;&lt;br/&gt;That means that if there is a judgment against a doctor every 6 weeks that would be a total of 8.6 judgments per year against doctors. With an 80% rate of findings for the plaintiffs, that would lead to a total number of cases where the finding was for the doctor per year of 32 or thereabouts per year.&lt;br/&gt;&lt;br/&gt;32(90,000)= 2,880,000.&lt;br/&gt;&lt;br/&gt;Wow. You really proved your case there.&lt;br/&gt;&lt;br/&gt;Those years the insurance companies made 104 million per year on premiums. They paid out about 43 million on cases they lost and a SHOCKING total of 3 million defending cases they won. I now see the tight margin they live on.&lt;br/&gt;&lt;br/&gt;Am I the only one here who can read and do math?</description>
		<content:encoded><![CDATA[<p>90,000 dollars per doctor.</p>
<p>That is a number we can work with also from the text.</p>
<p>&#8220;Court judgments seldom happen. According to the Board of Medicine plaintiffs received 110 judgments from 1993 to 2005 &#8211; about one every six weeks.&#8221;</p>
<p>That means that if there is a judgment against a doctor every 6 weeks that would be a total of 8.6 judgments per year against doctors. With an 80% rate of findings for the plaintiffs, that would lead to a total number of cases where the finding was for the doctor per year of 32 or thereabouts per year.</p>
<p>32(90,000)= 2,880,000.</p>
<p>Wow. You really proved your case there.</p>
<p>Those years the insurance companies made 104 million per year on premiums. They paid out about 43 million on cases they lost and a SHOCKING total of 3 million defending cases they won. I now see the tight margin they live on.</p>
<p>Am I the only one here who can read and do math?</p>
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		<title>By: Anonymous</title>
		<link>http://www.kevinmd.com/blog/2006/12/west-virginia-malpractice-reforms.html/comment-page-1#comment-69336</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Tue, 05 Dec 2006 04:02:00 +0000</pubDate>
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		<description>I jus be&#039;s wonderin&#039; if dat Doc Evan be&#039;s won of dem ho&#039;s dat Criminalopathetic be&#039;s talk&#039;in about all da time?</description>
		<content:encoded><![CDATA[<p>I jus be&#8217;s wonderin&#8217; if dat Doc Evan be&#8217;s won of dem ho&#8217;s dat Criminalopathetic be&#8217;s talk&#8217;in about all da time?</p>
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		<title>By: Anonymous</title>
		<link>http://www.kevinmd.com/blog/2006/12/west-virginia-malpractice-reforms.html/comment-page-1#comment-69315</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Mon, 04 Dec 2006 17:36:00 +0000</pubDate>
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		<description>&lt;i&gt;Correlation does not prove cause.&lt;/i&gt;&lt;br/&gt;&lt;br/&gt;Ahhh.... could you please explain that to the Jury?</description>
		<content:encoded><![CDATA[<p><i>Correlation does not prove cause.</i></p>
<p>Ahhh&#8230;. could you please explain that to the Jury?</p>
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		<title>By: DBR</title>
		<link>http://www.kevinmd.com/blog/2006/12/west-virginia-malpractice-reforms.html/comment-page-1#comment-69312</link>
		<dc:creator>DBR</dc:creator>
		<pubDate>Mon, 04 Dec 2006 15:46:00 +0000</pubDate>
		<guid isPermaLink="false">http://clients.emmense.com/kevinmd/2006/12/west-virginia-malpractice-reforms-worked-like-a-charm.html#comment-69312</guid>
		<description>Evan noted: &quot;Statewide, physicians and surgeons paid about $78 million for malpractice insurance in 2005. Hospitals paid about $26 million.&quot;  About 104 Million are spent in malpractice premiums PER YEAR.  At the very WORST the average amount paid out in claims was 43 million dollars. Now the amount being paid out is about 32 million dollars per year.  Med/Mal insurance was not felt to be &quot;profitable&quot; when the total amount being made per year was around 60 million, but was felt to be so when the total amount was around 70 million. And people talk about &quot;inefficiency&quot; in the health care system? The insurance industry has INSANE amounts of inefficiency.&quot;&lt;br/&gt;&lt;br/&gt;An accounting of &quot;payouts&quot; covers the cost of monies actually paid to plaintiffs and their lawyers (generally 30 to 40%).  &lt;br/&gt;&lt;br/&gt;On average, only 30% of medical malpractice suits end with ANY payment to the plaintiff OR the plaintiff&#039;s lawyer.  70% end with no payment to the plaintiff.&lt;br/&gt;&lt;br/&gt;However, the DEFENDANT&#039;s lawyer must be paid whether the case yields a &quot;payout&quot; or not.  &lt;br/&gt;&lt;br/&gt;On average, a non-court case costs about $25,000 PER DOCTOR (as most cases name multiple physicians as defendants.)  A case which goes to court (81% of which are decided by a jury IN FAVOR OF the plaintiff physician, which also means that no &quot;payout&quot; is involved) costs about $90,000 PER DOCTOR to defend.  &lt;br/&gt;&lt;br/&gt;Payouts are only a PORTION of medical liability insurance expenses - and while Dr. Evan may not represent ATLA, he&#039;s using one of their most beloved  misinformation tactics - deleting defense costs from the analysis of whether or not malpractice insurers are &quot;profitable&quot; or not....</description>
		<content:encoded><![CDATA[<p>Evan noted: &#8220;Statewide, physicians and surgeons paid about $78 million for malpractice insurance in 2005. Hospitals paid about $26 million.&#8221;  About 104 Million are spent in malpractice premiums PER YEAR.  At the very WORST the average amount paid out in claims was 43 million dollars. Now the amount being paid out is about 32 million dollars per year.  Med/Mal insurance was not felt to be &#8220;profitable&#8221; when the total amount being made per year was around 60 million, but was felt to be so when the total amount was around 70 million. And people talk about &#8220;inefficiency&#8221; in the health care system? The insurance industry has INSANE amounts of inefficiency.&#8221;</p>
<p>An accounting of &#8220;payouts&#8221; covers the cost of monies actually paid to plaintiffs and their lawyers (generally 30 to 40%).  </p>
<p>On average, only 30% of medical malpractice suits end with ANY payment to the plaintiff OR the plaintiff&#8217;s lawyer.  70% end with no payment to the plaintiff.</p>
<p>However, the DEFENDANT&#8217;s lawyer must be paid whether the case yields a &#8220;payout&#8221; or not.  </p>
<p>On average, a non-court case costs about $25,000 PER DOCTOR (as most cases name multiple physicians as defendants.)  A case which goes to court (81% of which are decided by a jury IN FAVOR OF the plaintiff physician, which also means that no &#8220;payout&#8221; is involved) costs about $90,000 PER DOCTOR to defend.  </p>
<p>Payouts are only a PORTION of medical liability insurance expenses &#8211; and while Dr. Evan may not represent ATLA, he&#8217;s using one of their most beloved  misinformation tactics &#8211; deleting defense costs from the analysis of whether or not malpractice insurers are &#8220;profitable&#8221; or not&#8230;.</p>
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		<title>By: Anonymous</title>
		<link>http://www.kevinmd.com/blog/2006/12/west-virginia-malpractice-reforms.html/comment-page-1#comment-69308</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Mon, 04 Dec 2006 14:44:00 +0000</pubDate>
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		<description>&quot;I know it is a hard pill to swallow, but the fact is malpractice rates are dropping. All the misinformation that ATLA is trying to interject here is a smoke screen.&quot;&lt;br/&gt;&lt;br/&gt;No kidding they are.  We all know that.  Do you ever wonder why they&#039;re dropping in states with &quot;reform&quot; and without it?&lt;br/&gt;&lt;br/&gt;Or does your deductive reasoning not stretch that far?</description>
		<content:encoded><![CDATA[<p>&#8220;I know it is a hard pill to swallow, but the fact is malpractice rates are dropping. All the misinformation that ATLA is trying to interject here is a smoke screen.&#8221;</p>
<p>No kidding they are.  We all know that.  Do you ever wonder why they&#8217;re dropping in states with &#8220;reform&#8221; and without it?</p>
<p>Or does your deductive reasoning not stretch that far?</p>
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		<title>By: Evan</title>
		<link>http://www.kevinmd.com/blog/2006/12/west-virginia-malpractice-reforms.html/comment-page-1#comment-69287</link>
		<dc:creator>Evan</dc:creator>
		<pubDate>Sun, 03 Dec 2006 18:12:00 +0000</pubDate>
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		<description>Misinformation?&lt;br/&gt;&lt;br/&gt;Now we have reached the point where basic math is misinformation?&lt;br/&gt;&lt;br/&gt;Is there some fault in the figures I mentioned, some problem with my logic?&lt;br/&gt;&lt;br/&gt;Lemme know. As for the &quot;ATLA&quot; being involved ... wow. I&#039;m a doctor. Doctors typically like to know if what they did made a problem better or if the problem got better for factors other than what they did. You may not be a doctor so you may not be aware of this, but I am.</description>
		<content:encoded><![CDATA[<p>Misinformation?</p>
<p>Now we have reached the point where basic math is misinformation?</p>
<p>Is there some fault in the figures I mentioned, some problem with my logic?</p>
<p>Lemme know. As for the &#8220;ATLA&#8221; being involved &#8230; wow. I&#8217;m a doctor. Doctors typically like to know if what they did made a problem better or if the problem got better for factors other than what they did. You may not be a doctor so you may not be aware of this, but I am.</p>
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		<title>By: Anonymous</title>
		<link>http://www.kevinmd.com/blog/2006/12/west-virginia-malpractice-reforms.html/comment-page-1#comment-69283</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Sun, 03 Dec 2006 16:05:00 +0000</pubDate>
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		<description>&quot;You sound like you work in the Bush Administration. Facts are irrelevant - we believe it, therefore it&#039;s true.&quot;&lt;br/&gt;&lt;br/&gt;I know it is a hard pill to swallow, but the fact is malpractice rates are dropping. All the misinformation that ATLA is trying to interject here is a smoke screen.</description>
		<content:encoded><![CDATA[<p>&#8220;You sound like you work in the Bush Administration. Facts are irrelevant &#8211; we believe it, therefore it&#8217;s true.&#8221;</p>
<p>I know it is a hard pill to swallow, but the fact is malpractice rates are dropping. All the misinformation that ATLA is trying to interject here is a smoke screen.</p>
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