"No beginning physician could afford to cover the liability risks of today, alone"

A town loses it’s orthopedic surgeons to retirement. They could not recruit others, which causes this OB to lament:

I arrived at the office from the hospital at noon on a January day and began to look at the mail on my desk. On the top was the bill for my liability insurance coverage for the coming year, necessary for defense against lawsuits. The amount was a startling increase, very close to my take-home pay the previous year. I wasn’t willing to play the game, to let corporate structure tell me how, as a trained professional, where, when and under what circumstances I might practice medicine.

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