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	<title>Comments on: Blending codes, aka HMO extortion</title>
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	<link>http://www.kevinmd.com/blog/2006/05/blending-codes-aka-hmo-extortion.html</link>
	<description>medical blog</description>
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		<title>By: Anonymous</title>
		<link>http://www.kevinmd.com/blog/2006/05/blending-codes-aka-hmo-extortion.html/comment-page-1#comment-62798</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Mon, 08 May 2006 18:34:00 +0000</pubDate>
		<guid isPermaLink="false">http://clients.emmense.com/kevinmd/2006/05/blending-codes-aka-hmo-extortion.html#comment-62798</guid>
		<description>The only answer is tort reform.  Off to the state and federal capitols with all of you!</description>
		<content:encoded><![CDATA[<p>The only answer is tort reform.  Off to the state and federal capitols with all of you!</p>
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		<title>By: Aggravated DocSurg</title>
		<link>http://www.kevinmd.com/blog/2006/05/blending-codes-aka-hmo-extortion.html/comment-page-1#comment-62764</link>
		<dc:creator>Aggravated DocSurg</dc:creator>
		<pubDate>Sun, 07 May 2006 17:11:00 +0000</pubDate>
		<guid isPermaLink="false">http://clients.emmense.com/kevinmd/2006/05/blending-codes-aka-hmo-extortion.html#comment-62764</guid>
		<description>The most important word that can be used in negotiation, especially with health insurers, is &quot;NO.&quot;  As in, no, thank you, we will no longer see your patients; no, thank you, we have no interest in this contract until the contract is changed; no, Mrs. Jones, I can no longer see you because your insurance company is perpetrating fraud.&lt;br/&gt;&lt;br/&gt;Unfortunately, saying &quot;no&quot; puts one out on a limb, and makes us worried that we cannot continue to make a living --- and we worry that someba\ody else will say &quot;yes.&quot;  So be it -- it is better to ensure your practice&#039;s financial stability than to worry that a competitor will get that business.</description>
		<content:encoded><![CDATA[<p>The most important word that can be used in negotiation, especially with health insurers, is &#8220;NO.&#8221;  As in, no, thank you, we will no longer see your patients; no, thank you, we have no interest in this contract until the contract is changed; no, Mrs. Jones, I can no longer see you because your insurance company is perpetrating fraud.</p>
<p>Unfortunately, saying &#8220;no&#8221; puts one out on a limb, and makes us worried that we cannot continue to make a living &#8212; and we worry that someba\ody else will say &#8220;yes.&#8221;  So be it &#8212; it is better to ensure your practice&#8217;s financial stability than to worry that a competitor will get that business.</p>
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		<title>By: Anonymous</title>
		<link>http://www.kevinmd.com/blog/2006/05/blending-codes-aka-hmo-extortion.html/comment-page-1#comment-62760</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Sun, 07 May 2006 11:11:00 +0000</pubDate>
		<guid isPermaLink="false">http://clients.emmense.com/kevinmd/2006/05/blending-codes-aka-hmo-extortion.html#comment-62760</guid>
		<description>Better yet, dump that plan and any others that &quot;blend&quot; their coding. Effectively they are paying a fixed and lower flat rate for comprehensive visits and are telling the doctors that they couldn&#039;t care less what the record shows or how well it supports the higher coding. The sad truth is, if an insurance company decided to reimburse everyone and everything at a level two established patient rate, and gave notice as per their agreements, there isn&#039;t anything you could do about it.&lt;br/&gt;&lt;br/&gt;Forget escrow. Forget letters. Insurance companies understand only one thing: employers and subscribers who drop their coverage. That only happens when the purchasers of the &quot;coverage&quot; discover no one willing to take their cards at the desk.&lt;br/&gt;&lt;br/&gt;Doctors aren&#039;t the ones buying the plans (except for their office staff) Patients have to see themselves as the subscribers and assume the responsibility for insisting that the companies they pay for insurance coverage actually deliver.</description>
		<content:encoded><![CDATA[<p>Better yet, dump that plan and any others that &#8220;blend&#8221; their coding. Effectively they are paying a fixed and lower flat rate for comprehensive visits and are telling the doctors that they couldn&#8217;t care less what the record shows or how well it supports the higher coding. The sad truth is, if an insurance company decided to reimburse everyone and everything at a level two established patient rate, and gave notice as per their agreements, there isn&#8217;t anything you could do about it.</p>
<p>Forget escrow. Forget letters. Insurance companies understand only one thing: employers and subscribers who drop their coverage. That only happens when the purchasers of the &#8220;coverage&#8221; discover no one willing to take their cards at the desk.</p>
<p>Doctors aren&#8217;t the ones buying the plans (except for their office staff) Patients have to see themselves as the subscribers and assume the responsibility for insisting that the companies they pay for insurance coverage actually deliver.</p>
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		<title>By: WilliamManginoMd</title>
		<link>http://www.kevinmd.com/blog/2006/05/blending-codes-aka-hmo-extortion.html/comment-page-1#comment-62759</link>
		<dc:creator>WilliamManginoMd</dc:creator>
		<pubDate>Sun, 07 May 2006 10:46:00 +0000</pubDate>
		<guid isPermaLink="false">http://clients.emmense.com/kevinmd/2006/05/blending-codes-aka-hmo-extortion.html#comment-62759</guid>
		<description>So much for &quot;The Cognitive Physician&quot; concept of a few years ago. &lt;br/&gt;&lt;br/&gt; In a health care system dominated by federal policy, what ever gave you guys the impression that they wouldn&#039;t change the rules - when it became convenient to do so - for their own purposes.&lt;br/&gt;&lt;br/&gt; You can write all of the letters you want. Good luck.&lt;br/&gt;&lt;br/&gt; Here&#039;s a plan - see if you can get all of the PCP&#039;s to collectively &#039;not bill&#039; for the procedure. Instead - tell the patient they owe you $40 for the visit and put it in an &#039;Escrow account&quot; to be returned at a later date - then let THEM write the letters. That&#039;s how you show your power.&lt;br/&gt;&lt;br/&gt; The reason why it won&#039;t happen is because most doctors put their comfort levels ahead of the necessary amout of &#039;Civil disobedience&#039; required to turn things around.&lt;br/&gt;&lt;br/&gt; Please don&#039;t start writing a million blogs criticising me for writing this. Instead - write to one another in order to figure out how you can stop this trend. I&#039;m trying to help.</description>
		<content:encoded><![CDATA[<p>So much for &#8220;The Cognitive Physician&#8221; concept of a few years ago. </p>
<p> In a health care system dominated by federal policy, what ever gave you guys the impression that they wouldn&#8217;t change the rules &#8211; when it became convenient to do so &#8211; for their own purposes.</p>
<p> You can write all of the letters you want. Good luck.</p>
<p> Here&#8217;s a plan &#8211; see if you can get all of the PCP&#8217;s to collectively &#8216;not bill&#8217; for the procedure. Instead &#8211; tell the patient they owe you $40 for the visit and put it in an &#8216;Escrow account&#8221; to be returned at a later date &#8211; then let THEM write the letters. That&#8217;s how you show your power.</p>
<p> The reason why it won&#8217;t happen is because most doctors put their comfort levels ahead of the necessary amout of &#8216;Civil disobedience&#8217; required to turn things around.</p>
<p> Please don&#8217;t start writing a million blogs criticising me for writing this. Instead &#8211; write to one another in order to figure out how you can stop this trend. I&#8217;m trying to help.</p>
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