Kevin, M.D - Medical Weblog
More defensive medicine: Malpractice fears leads to mammography overreads
"An article in the July issue of Radiology suggests that this anxiety may be the reason for the large number of false positives and recalls in the United States.

Dr. Joann Elmore of the University of Washington medical school, said that this caution does not necessarily make women safer and does increase their anxiety about breast cancer.

'The majority of women who are called back for additional testing after a screening mammogram do not have any evidence of breast cancer on subsequent evaluation,' she said.

Elmore and her colleagues surveyed 124 radiologists who regularly screen mammograms. They found that 76.4 percent are concerned about the effect of medical malpractice suits on mammography, 58.5 percent said that makes them more likely to recommend breast biopsies and 72.4 percent said it increased their recommendations for diagnostic mammography or ultrasound."

Comments

  1. Doctors are worried about malpractice. Did the practice of medicine actually change or did the perception of how they practice change. Self-reported surveys are, in general, not good research. They are only useful if no alternative exists.

    I'm genuinely curious as to how this adds to the discussion. What is interesting to me is why even though malpractice is certainly a risk of practicing medicine, doctors estimate their chance of being sued and their chance of losing to be so much higher than actuality. Every doctor is steeped in science as a virtue of their training, but they are tuled by emotion when it comes to this issue.

    Anesthesiologists reduced actual malpractice, lowered their payouts, and lowered their premiums. I'd like to see what the comment is regarding this method of dealing with malpractice. (I apologize that I don't know how to format the link to make it fit the comment box.)

    http://online.wsj.com/article_email/0,,SB111931728319164845-IRjfoNolaR4oJ2nZYKIaaaDm5,00.html
  2. Anonymous Anonymous  

    I'm a radiologist and like most, I've been sued more than once in my 20 years of practice. Everyone I know overreads mammograms and recommends too many call backs and biopsies - often way too many. But being as how the highest malpractice payouts are for mammography cases and because so many cancers are missed by even the best mammographers I think that these defensive measures are regretable but justified.
  3. Telling me you have been sued tells me nothing. For example, virtually every woman I know has been called back or had a biopsy. Does that mean every one of them had breast cancer? No. Another example, I've been to the ER 4 times for chest pain in my life. In each case, I believed it was not cardiac. In each case, I was right. Those near and dear to me who insisted that I go were not practicing "defensive medicine". Is the protocol for chest pain wrong? Should I not go the next time?

    Were you successfully sued? Were you in error? Have you never been surprised by the result of a biopsy or callback? Have you ever missed a cancer and not been sued? (I'm not suggesting malpractice just maybe you go back and look at the film and to yourself say, I can see it now, but it didn't look like a cancer then.) Have you ever had a second read that differed from your read? Without the answers to these questions in a study, the question of what is too much is fairly meaningless.
  4. Anonymous Anonymous  

    It is a real problem and it does not change only the mammograms readings. Very often, even the chest X ray or CT reading is so ambiguous and vague that it can mean anything. But this smoke didn't start without a fire.
  5. very true, and i'm amazed that radiologists still bother to read mammo's considering the low reimbursement. i think undiagnosed breast cancer was the number 2 reason docs were sued last year.
  6. Based on the above and the likelihood that the next 5 years will require an expensive transition to digital technology, isn't it likely that mammograms will be delivered by higher volume centers. I thought that was already the trend. It seems likely that lower volume practitioners would drop out and isn't that exactly what you want to happen from an economic and outcomes point of view.

    By the way, if the radiologist who posted anonymously (or someone else) about being sued could respond to the question about trade-off between unnecessary intervention and increased detection, I would apprecitate it. Has the detection rate increased with the increased number of callbacks and biopsies or has it remained constant. If the detection rate has increased then what is the threshold that these additional detections were not worth the investment (1 in 500, 1 in 5000). Is it possible to institute changes that would decrease the error rate systematically so that potential liability would decrease in the way that the anesthesiologists did.
  7. Anonymous Flex  

    Inital caveat. I am an electrical engineer in the automotive industry, and thus know little about medicine or health care. Although I have an interest in understanding it's problems.

    Here is an idea which you might reject out of hand, but may be worth considering.

    Defensive medicine seems to be practised for a couple reasons. While it is understandable that a resident may order an excessive series of tests, an experianced physician shouldn't need to. Except that there is an increasing fear of litigation. I'm certain that this fear has some basis in reality. More than likely the problems and costs of litigation are regularly pointed out by the physicians management, partners, or staff.

    We all make mistakes on occasion. Even though I think the medical profession has a far lower incidence of mistakes, often the stakes are significantly higher. But mistakes do occur. One of the methods used to reduce the cost of a mistake to a company, as litigation could drive a company out of business, is a program called workmans compensation. I think you have probably heard of it.

    Would a similar program, call it patients compensation, relieve the stress on physicians? That is, I suspect that a program that guarantees a certain level of payment to a patient if a mistake is made, but in exchange the patient waives his right to sue, may appease both the patients and physicians.

    Of course, in my ignorance, there may already be a program like this out there.

    Any thoughts?

    -Flex
  8. Anonymous Anonymous  

    Flex,

    Such a system is already in place in parts of europe, and autralia.

    It's called no-fault. Basically if a patient is injured or suffers a tragic complication, she can apply to a board to quantify the damage and she automatically gets compensation. It doesn't matter whether someone made a mistake, or if it was just bad luck (ie. everything was done right, but still there was a complication).

    In contrast the US system requires someone to be found guilty of having made a mistake before the money can be dolled out. This person is almost always the doctor (guess why?), even though it is virtually a certainty that much and perhaps most of medical error that occurs in the whole system involves many other players eg nurses, techs etc).

    So an advesarial system is set up, and this must obviously involve lawyers and the courts. This is a system in which a perfectly blameless doctor can lose everything, because lawyers managed to get a hired gun to testify to some arant nonsense for the benefit of a tragic case - tragic, but not because of anything said doctor could do anything about.

    The changes that took place in the tort system in the middle of the last century were all designed to maximize the ease of starting and continuing a conflict between doctors and patients. Just rules such as "loser pays costs" were thrown out, making it so easy for just anyone to sue a medical professional.

    An innocent doctor who is sued and put through years of torture, can hope for, AT BEST, being finally found innocent of the frivolous charges, pick up what is left of his personal and professional life, try to find some other insurer to let him work at the only thing he ever wanted to do, and swallow the psycological, emotional trauma with a smile on his face. No matter how ridiculous the lawsuit, he would have about zero chance of ever successfully suing a lawyer (or the hired gun) for an inappropriate call/ dishonest testimony.

    Look at the stats for malpractice by lawyers. Incredible, isnt it? Stunning how they are almost nonexistant - lawyers must be gods.

    They certainly got a good cartel going.
  9. Anonymous Anonymous  

    Anesthesiologists reduced actual malpractice, lowered their payouts, and lowered their premiums. I'd like to see what the comment is regarding this method of dealing with malpractice.


    This has been discussed here many times before.

    The most important reason is that anesthesia just had to change one single discrete thing to be able to reap huge patient safety benefits (their anesthesia machines).

    To do the same thing more broadly in medicine, the entire system has to be changed. The way hospitals are designed. The way everyday medical tools and gadgets are designed. Early warning systems for complications. The way medications are administered. The way doctors exchange information with each other and other members of the team.

    It is almost mindbogglingly huge. It also involves so many things outside the control of doctors: other hospital workers (and their educations/training), hospital CEOs, medical gadget manufacturers. It will require phenomenal workforce changes, both in number and training requirements.

    Basically the sort of change that is impossible to make happen, except at a glacial pace. But don't worry, in the mean time, there will always be doctors to blame for every conceivable systemic error (and even complete non-errors). Just make sure the supply of hired guns doesn't run out. (We will unfortunately never have to worry about that happening with lawyers).
  10. Anonymous Flex  

    Thanks for the information. I'm going to have to track down more details of what is going on in Austraila. While it sounds good on paper, there may be hidden problems which we wouldn't want to incur.

    Just for the record. I don't think the current proposal of caps on rewards would really reduce the fear that doctors and hospitals of making a mistake. (And thus practising defensive medicine.)

    Nor do I think that lawyers should pay for a part of the case if they lose. I like the idea from a philosophical standpoint, make the b#$%&rds pay! But there are other consequences. While it would eliminate many frivolous lawsuits, it may also eliminate many justified lawsuits which have little supporting evidence available to the plaintiff until after the records are subpoenaed.

    I like to go in small steps, and the only tort reform I would like would be to prevent lawyers from rejecting jury members during jury selection. Instead I think lawyers should submit suggested rejections to the judge, and the judge decides on the merit of their argument to remove a prospective jury member during jury selection. These arguments would then become part of the records of the case.

    As for lawyers being sued for malpractice, it would be nice if there were more malpractise suits against lawyers, but rarely does a person know when their lawyer is incompetant. Who is going to tell them? Their doctor? But litiguous lawyers seem to thrive by calling other professions names. For any lawyers reading this, I have great respect for lawyers in general. I have little respect for the small minority of them which chase ambulances.

    Discussing this topic with a friend of mine, he says his brother-in-law studies this issue at U of Michigan. (At this stage of remove I would have to place the comment in a catagory of hear-say.) But this thrice removed comment was that the direct costs of malpractice is about 5% of an independant practices expenses. I was unable to determine if this number mean that 1 of every 20 patients is likely to sue, or if one in a thousand sues, but the costs of the suit cover 5% of costs for years. The second comment was that, according to this hear-say source, the cost of defensive medicine was also about 5%. If these numbers are true, and I have no knowledge of their accuracy, it suggests that at least 10% of costs are directly related to fears of malpractise.

    That 10% of costs, used to fund a no-fault system, would likely more than pay for the system. As well as reduce fear and courtroom congestion.

    Sorry for the long post. Have a good weekend.

    -Flex
  11. Anonymous Anonymous  

    very true, and i'm amazed that radiologists still bother to read mammo's considering the low reimbursement. i think undiagnosed breast cancer was the number 2 reason docs were sued last year.


    Thankfully my radiology group quit reading mammograms 5 years ago. Most radiologists would love to quit reading them but can't due to contracts with hospitals, managed care, etc. More and more are finding ways to opt out though.
  12. Anonymous jb  

    Flex's numbers are probably correct for direct costs, considered that in my surgery practice, the premium I pay is roughly 6% of my gross revenue (this has doubled since 1995, when it was ~3%). It will be lower for most primary care docs, higher for OBs, ER, neurosurgery, etc. The indirect cost estimate, I think, is way low, but much harder to quantitate. It includes the cost of most repeat xray studies (repeat mammogram in 3 months after a stereotactic biopsy is benign), most chest pain evaluations in athletes <40 years old. Every phone call recommendation to go to the ER for evaluation when the doc knows what is going on with 99.5% certainty but wants to cover his tush (it's not his money he is spending). Every fibroadenoma removed from a 17 year old girl's breast. Every time a nurse in a hospital takes time to document that the IV site is (still) normal, instead of actually doing something helpful or useful for the patient. Ad nauseam. My guess for the amount of money spent on defensive medicine is 35%.
  13. Anonymous Anonymous  

    I agree. and lawyers who state this is in the best interest of patients do not say that actually patient pay for this.
  14. Anonymous Anonymous  

    Flex,

    There definitely are problems with the no-fault system. That old truism - nothing's perfect.

    The main problem with that is financing the system. It is much easier for injured patients to get compensation (albeit at much, much lower amounts - there are few insane multimillion dollar verdicts). I'm not sure how the math works out, but I know Australia had a national malpractice crisis a few years ago, when the insurers folded.

    And yes, I agree with what you say about tort reform. In fact, given a real choice, I will not support tort reform, because Im not convinced it will make a difference.

    If I could make one single change to the system, it will be instituting a loser pay law. Every policy/law can have a downside, but this particular one is the best possible compromise for everyone concerned, in my opinion.

    The truly injured will have little to fear. Frivolous lawsuits however will drop dramatically. It will certainly lead to a smaller number of lawsuits, and those that go through will be more likely to be meritorious. The doctors that end up getting sued are more likely to be the guys who genuinely screwed up (whether they should take the blame for systemic failures is a whole other problem, but we wont go there).

    The downside is the potential that some poor patients might not want to take the risk; however, if there has been genuine malpractice, the chance of being successful are such that I seriously doubt this will be a real disincentive.

    This is a better system since it is inherently fair - if you put someone innocent through a whole lot of suffering for stupid reasons, you should have to pay. If he actually did you harm, he will pay.

    It also makes capitalist sense. Right now, there is completely no disincentive to try for a jackpot, aside from the ATLA talking point that lawyers wont take a suit unless it has merit. I find this hard to swallow; the only available (ie. open) data that we have shows that there are a huge number of suits brought against doctors who are ultimatly found innocent of wrong doing: 80% of lawsuits brought to trial are lost by the plaintiff.

    Whenever you misallign costs and incentives, you will break an economic system. Right now, people can sue for the jackpot with no risk; the only "brake" is the decision of the lawyer to go ahead (plaintiff experts are never a problem, as the record shows you can get hired guns to say the most incredible things and get away with it). However, this is an ineffective brake. The bottom line is lawyers know they have to take cases if they want to earn money, so the decision for them becomes "do I have a reasonable chance of forcing a settlement or not". They know that its very easy to get a settlement in todays climate, because mal insurance companies pressure docs to settle instead of taking the risks of going to trial, even when the doc thinks the case is absurd. Often, I understand that plaintiff lawyers will actually ask for a "nuisance fee" even when it is clear they have a lousy case, just to go away. And the mal insurer will pay it. And guess who has just gotten a black mark next to his name (ie. "Settled a lawsuit for unknown amount").

    So there is a lot of scheming and dealing going on, and its not at all cut and dried like how ATLA minions like Curious JD pretend it is. Lawyers take questionable cases all the time.

    When a system abuses one party so badly like this, it will eventualy break.

    Like it is doing now.
  15. Flex,

    Lawyers only get a certain number of strikes just because they want them, usually 3-6, and even those can't be based on certain factors such as race. And both sides (the fact that the defense has very good lawyers is often forgotten) get those strikes.

    The rest have to be "for cause" and the judge does get to make that determination.

    We can talk all day about a "no-fault" system, and how great the legal systems of every other country are perceived to be. However, until you give the victims of malpractice the social safety net those countries give, then the comparison to their legal systems is inept. What's more, no insurers are backing this, so nothing is going to happen. Without insurer money, doctors appear to have little legislative strength.

    This thread, and the one with 37 replies above illustrate the real problem very well. All we hear is how it is all the lawyer's fault, or the greedy victims, etc. Yet no one looks at the real roots - patient communication. No one talks about actually studying and looking at the root causes of malpractice.

    And when someone points out that the anesthesiologists did exactly that, to great success, it's only explained why that's wrong and how it could never work in this area or that area of medicine etc. etc. Even with the most restrictive caps proposed, there are no guarantees premiums will fall - because the cost of medical care will continue to rise meaning economic damages will continue to rise. But if you actually reduce the amount of malpractice, you might have a chance to lower premiums. What have you got to lose? What you're doing now isn't working.

    But a rigorous self examination isn't near as much fun or as easy as blaming it all on someone else.
  16. Anonymous Anonymous  

    And when someone points out that the anesthesiologists did exactly that, to great success, it's only explained why that's wrong and how it could never work in this area or that area of medicine etc. etc.

    If CJD tried to stop using ATLA talking points and instead learnt to accept a valid point in good faith, I think he would really learn some thing.

    No doctor I know has ever, ever, ever said that the safety measures Anesthesiologists made to their machines was "wrong". That's such an incredibly absurd claim to make, even for CJD.

    And It IS a fact that you simply can't fix the entire health care system as easily as you can fix a machine. This again should be extremely obvious, even for CJD.

    An important point is that doctors are far more powerless in this game than people realize. Doctors can't march into the hospital CEO's office and say "This is the latest research on safety systems, I want you to spend 5 million dollars implementing it in this podunk hospital right now." It just isn't going to happen.

    Doctors can't walk into a nursing school and say, "Looky here, you people are actually responsible for a huge percentage of the medication errors that everyone likes blaming us for. So you need to implement fail-safe systems teaching in your courses so your grads dont keep making the same mistakes."

    It just aint gonna work. Progress like this will be very slow. Hopefully it will come by some day.

    But just as much as health professionals need to keep on improving the system, it would be nice if lawyers like CJD at least acknowledge, in some way, the substantial role they have played in fracturing the system.

    If you look at what CJD posts, its always the same thing, over and over and over:

    1. Docs are wrong/prideful/evil/need to accept getting sued as normal/etcetc,

    2. If you're innocent of wrong doing and get sued, you should be quite thankful if you're eventually found not guilty after many years, with absolutely no right to any form of legal recourse even if the case brought was unfair and frivolous,

    3.Tort reform doesn't work,

    4.Defensive medicine doesn't actually exist (that's actually good medicine)

    He has never once, not once, acknowledged even to a limited extent the damage that lawyers have wrought on the system.
  17. Anonymous, I see no further point in replying to you. You make claims that you have no basis to make because you don't even ask obvious questions. You're a true believer in whatever you're told, as long as it ends in "lawyers are bad." Below will be the last reply to one of your painfully misinformed rants, so enjoy the last word.

    The only reason we're having this discussion is because insurers are gouging you on your rates. That's it. We didn't have this discussion in the 90s because they weren't raising rates because there was plenty to be made on the float. After 9/11, it became an issue again because they started to lose money so they jacked your rates.

    All the tort reform in the world isn't going to lower those rates as the insurers have told you, isn't going to improve your reimbursement rates, isn't going to reduce the amount of malpractice, isn't going to improve your patient relationships, etc. On its best day, all tort reform will do is put a few more dollars in the pockets of insurance cos. and make it harder for people without economic damages to bring claims, further adding to the ranks of those on the public dole for health care. And pushing us further toward universal health care.

    Good luck.
  18. Anonymous Flex  

    Curious JD said
    And pushing us further toward universal health care.


    Actually I'm not sure this is a bad thing. There are real difficulties which need to be overcome, but wouldn't it be nice if everyone was able to get the health care they needed? Without having to pay for it?

    Possibly you are saying 'universal health care' while really meaning, 'a health care system which attempts to serve everyone equally but has limited resources creating long waits, few options, and no incentive for improvement.'

    Certainly the latter condition needs to be avoided.

    I agree with CJD that tort reform alone will not improve health services in thie country. This does not mean that the current legal system isn't a contributor to the problem. As anonymous said, the system rewards lawyers who institute frivolous cases. And there are certainly some lawyers who abuse the system. I don't know that there are many of them, but they are out there.
    To find them, just turn on your T.V.

    One thing that these lawyers do is generate fear. This creation of fear is far out of proportion to the direct costs of litigation. This fear leads to defensive medicine and increasing malpractice insurance rates. The costs of this fear are far greater than court awarded settlements.

    Does this mean that the lawyers are to blame? Pillory the lawyers? No. A lawyer's sole job is supposed to be to get the best possible settlement for their client. (Although, the incentive of receiving 30-40% of a settlement is probably pretty strong too.)

    Capping the awards will not eliminate frivolous lawsuits. It may, in fact, increase them, for to make the same amount of money a lawyer has to get more clients.

    Making a lawyer pay the costs of losing the suit may limit not only frivolous suits, but may seriously limit the non-frivolous suits as well. The discussion suggesting that truly worthwhile malpractice suits will still be filed doesn't address my concern that it may be hard to determine which suits are actually worthwhile before documents can be subpeonaed from the health care provider.

    Do you really think that a hospital will allow, or even be legally allowed, to release health care information to any lawyer who walks in asking for it?

    Curious JD also said
    We can talk all day about a "no-fault" system, and how great the legal systems of every other country are perceived to be. However, until you give the victims of malpractice the social safety net those countries give, then the comparison to their legal systems is inept. What's more, no insurers are backing this, so nothing is going to happen. Without insurer money, doctors appear to have little legislative strength.

    I'm not sure I follow you on these points.

    Malpractice victims need a social safety net, without it a no-fault system won't work?

    Who supports the malpractice victims in our society today while they are waiting for a lawsuit to wend it's way through our legal system? Do the lawyers give their clients money to live on? Seriously, I don't know. It was my belief that a victim of malpractice in the U.S.A. has to
    rely on their own labors or charity to survive until a lawsuit, and all it's possible appeals, is over. Every read Dicken's _Bleak_House_?

    Second, the idea that doctors have little legislative strength is ridiculous. That they have chosen not to unite and use that strength is true. But if the AMA and all the physicians in the U.S.A. decided to promote the idea of a no-fault system, the legislation would soon follow.

    Legislative strength is not determined by money. Legislative strength is determined by commitment. (Although money helps.

    On the other hand, while it is easy to blame the lawyers. The lawyers are not the sole factor in this complex problem. I tried once to diagram all the players and their relationships within our current health care system. It got rapidly confused. After all, you have care providers, administrative staff, patients, legislation, lawyers, pharma, and insurance companies for all of them. Each of these groups can be subdivided even further.

    Our goal should be fairly simple; affordable, or free, high quality health care for all citizens.

    To reach this goal we need incentives for people to train and perform the myriad health care task. Including direct care, research and development, drug development, etc. As well as some sort of compassionate compensation for mistakes.

    Boy, I do seem to run on.

    Cheers,

    -Flex
  19. Anonymous Anonymous  

    "Legislative strength is not determined by money. Legislative strength is determined by commitment. (Although money helps."

    -- How...quaint. And naive. Are we living in the same country? Millions protested the Iraqi war, showing great commitment. Unfortunately Halliburton's bottom line-- and that of the various oil companies-- was more important. Get your head out of the sand, please.


    "Our goal should be fairly simple; affordable, or free, high quality health care for all citizens"

    -- Define "affordable." I disagree on principle with the notion that health care should be free. People who provide services deserve to be allowed to avail themselves of the traditional payor-provider relationship insofar as possible. Here's my personal "best possible system," which I feel melds the best aspects of both socialized and privatized systems, and is the fairest possible system I can conceive of for both patients AND providers:


    Ideally, there should be a system which operates via a sliding deductible scale based upon income brackets. People should still have insurance, but it should be more akin to catastrophic coverage-- because, really, that's what most middle-class folks are worried about (I know my folks are); they worry that if they're in an accident and have to stay at the hospital for a month or so, that they'll have to sell their house in order to pay the bills. Obviously, for the unfortunate few who undergo such a tragedy, this is not reasonable (nor do I believe it to be sensible). You didn't ask, but here's how I feel it should work:


    $15-20K Income = $150-250 deductible
    $55-65K Income = $1000-1300 deductible (it's not proportional to the previous case due to sustenance costs which more greatly affect those in lower income brackets)

    $85-90K Income = $1600-2300 deductible
    $120K Income = $4000-4500 deductible


    I feel that this would be a fair system for several reasons: first, it would allow primary care physicians to finally have fee-for-service again, benefitting their bottom lines and allowing them to give the sort of care that all patients desire, rather than having to rush through patients assembly-line style in order to keep their practices solvent; secondly, those who are earning $60K per annum can certainly afford to pay $1200 for their medical costs (realistically, the only time costs would ever get to that point would be the rare procedure or expensive diagnostic test, which would be needed perhaps once or twice per year if that). I say that they can afford it because these largely comfortable middle-class people don't hesitate in the slightest to shell out $400 for a battery of tests for their dog at the vet, or $800 for a new TV set, or $150 on a dinner out each week, or $350 for their plumber, or $1000 when the coils blow on their car. Yet these same people, by and large, want to be able to go to their primary care physician and hand over the insurance card and a $10-15 co-pay. That is injustice right there, I'm sorry; it cannot be philosophically defended. A person's health is presumably more important than entertainment, or cuisine, or even their pet's health, yet they have no qualms in denying a physician, who is among the most skilled and dedicated of professionals, his due compensation. The sense of entitlement in this country is shocking, and that definitely contributes to this sentiment among the populace; also, however, I do not believe that the majority of people understand how primary care (and ER and other) docs are being squeezed at the moment-- if they did, I do believe that many of them would be more amenable to such plans, or at least with throwing some extra cash or a check their doctor's way after a visit.


    It would also benefit insurance companies, as their payouts would decrease, if only due to the fact that they would no longer have to reimburse primary care physicians except in the most exceptional of cases where the cost of care ran over the pre-set deductible. Since the incidence of more expensive procedures such as surgery should remain relatively constant, insurance companies will be able to generate larger profit margins if they keep their premiums steady. However, what would most likely have to ensue is 1) sufficient education of the consumer/employee as to the reasons for the new cost structure, and 2) at least a slight reduction in premiums to account for the company's decreased financial liability for all sorts of primary care. I do honestly believe that most people would be accepting of such a system so long as they are comforted by the knowledge that their medical costs will never go beyond their reasonable means. For instances of extended hospitalization etc. (where costs would go quite far beyond the deductible, not merely a couple of thousand dollars), perhaps a system could be worked out where for every $X in costs incurred, the patient has to pay a certain amount. So, say, for every $10K in costs incurred above the deductible (but only once cost has gone above $10K beyond the deductible), the patient may have to chip in another $1000 or so (this would, ideally, also be tied to income bracket in my opinion, so the less fortunate pay less and the more well-off pay more).


    Also, those who legitimately cannot afford to pay even for primary care service-- either because their income falls below the $15K level or they are currently unemployed-- should not be denied care despite their inability to pay. I feel that if all of the above policies (conceived in haste, but that's the general idea) were implemented, most, if not all, physicians would not have any problem with treating the occasional non-paying patient. Hell, in many cases, they do so now, and actually LOSE money on the transaction with the insurance company. The problem with the current system is that, since everybody is covered by these ludicrous plans, the physicians cannot recoup the costs anywhere else; in the proposed plan, they'd be able to recoup these costs from the people who can actually afford to pay.


    I believe education is the key to this plan, and I've begun it in my own way by speaking to my family about the realities of the current system. My family's combined income is around $60-65K before taxes, and my mother is one of the aforementioned folks who will glady (well, not gladly, but she's done it) drop $600-1000 on my dog at the vet when he's sick, but still hands over a $10 co-pay at the doctor's office. Now, it's not because she's greedy, or feels entitled-- it's because she just doesn't know any better; I'd wager most people don't. I've already told my mother and father that it wouldn't kill them to throw another $20-30 (in addition to the $10 co-pay and the pittance the insurance co. reimburses the doctor) to the doctor when they have to see him once every 2-3 months. We're not going to starve. But medical professionals who've worked so hard for so long and are dedicated, caring (for the most part), and knowledgeable (and saddled with debt in many cases) deserve their due. I'm sorry.


    Just my two cents.


    Nota Bene: This is not to say that such a plan is perfect-- no plan is. One legitimate criticism of it would be that people would say "why should I pay twice for my medical care-- once to my insurance co. and once to the physician?" My short answer to that would be: People did that for decades. Catastrophic coverage was the dominant paradigm for health insurance up until the early-mid 90's. What, precisely, about human nature, the concept of service provider/consumer/payment for services rendered, or the expertise of doctors has changed in that time which now entitles you to essentially "free" care on the backs of physicians who are making less and less after having dedicated, in many cases, nearly a decade in post-graduate schooling to their profession? Answer: Nothing has changed except people's biases and expectations, which is why they have to be re-educated on such matters. When the catastrophic coverage model was dominant, self-reported customer satisfaction with the medical system was actually at an all-time high, especially as compared with today. But my above system is by no means perfect; then again, is our current system perfect? Hardly. Can anyone propose a flawless system? Doubtful, but I'd be quite open to hearing about it if you can. What I've outlined above is simply the fairest system I can conceive of for all involved parties (patients and practitioners); I feel it strikes an appropriate balance where there currently is none. Obviously all notions of "fairness" are inherently subjective, and so I clearly leave myself open to charges of bias and/or skewed notions of propriety. But I would argue we all do to one extent or another.


    If poorer people realized that they could get quality primary care when they needed it (and there was accordingly less reticence on the part of GP's to treat them, as they would be reimbursed at an acceptable rate, and could be thorough in their evaluations and diagnoses) they would likely avail themselves of that option, which would obviate the need for a lot of the more costly procedures and care which are needed when poor folks let their medical conditions get too far out of hand. This strikes me as fair and sensible.



    Well, there you have it.

    -- CJM
  20. Anonymous Flex  

    Thanks Curious JD,

    That's given me something to think about.
    The only possible concern I can see at the moment would be that I think you may be underestimating the amount of service the uninsured and poor are currently useing. My own impression of those numbers may be highly biased due to my proximity to Detroit, so I will have to find better data.

    I am not suggesting, nor have I meant to suggest that I don't want to pay physicians. I'm sorry if I gave that impression. In an ideal world, health care services would be free for all. That does not imply that health care professionals shouldn't be compensated for their work. Yet, I don't live in an ideal world, and your plan sounds likely to be workable.

    I would be happy to read some opinions from physicians.

    One final point, while millions of people protested the Second Gulf War, I know that initially millions of people also swallowed the party kool-aid and just knew that Saddam Hussein was behind the attacks on September 11, 2001 and was fiendishly plotting to build missles and atomic weapons. Here in the rust belt, I work with many of them.

    However, if you think that the only way to change any legislation or social norms is through spending tons of cold, hard, cash, you need to read more history. From the civil rights movement to the enviromental movement, or as far back as the organized labor movement, changes in society and legislation have usually come from people without tons of money organizing and voting. Just because one protest failed, the entrenched powers haven't won forever.

    But this is off topic and only to suggest that my head is not buried in the sand as completely as you suggest.

    -Flex
  21. Anonymous Anonymous  

    That wasn't Curious JD's post, it was mine ("CJM", not "CJD"), though I can see why you'd get the two mixed up. :P


    Btw, interestingly, the examples you cite regarding the efficacy of grassroots movements were all many decades ago. The government stopped listening to the people years ago, except when it concerns whatever voting bloc they're trying to sway. If that weren't the case, then issues that have broad social support (as evidenced by nationwide polls)-- such as putting an end to illegal immigration, preventing outsourcing, reining in our military expenditures, decreasing aid to Israel etc. (all of which show >65% support in nationwide polls)-- would have been addressed long ago.


    As for whether or not such a plan as I proposed would be practicable, well, I hold that it would be. Obviously, the indigent currently account for a disproportionate amount of our health care expenditures, but there are two point to be made here:

    1) We're still subsidizing those costs anyway via Medicaid and other "free" statewide insurance programs. So the costs, whatever they may be, will be there regardless.

    2) The second point was mentioned in the last paragraph of my previous post. Costs would come down because poor people would be able to see their physician more regularly, which would prevent their health problems from getting out of hand, which costs much more money down the road. This would lead to substantial savings, and would constitute the first step in implementing a sound preventive medicine system in this country (the other steps would be greater public education as regards health issues).

    Believe me, however, when I tell you that unless a way is found to infuse actual CASH into the system again (i.e., 100% of costs + profit for a given service), the system will be in danger of insolvency for many years to come. Socialized medicine is not the answer, as it is ultimately unsustainable (financially). It is also fraught with ethical dilemmas (as are all proxy-payor systems, really, including our own), such as the needs of the patient differing from the needs of the payor (i.e., best possible care vs. cost containment). When you compel people to pay a reasonable percentage of their medical costs out of pocket each year (IF they avail themselves of the services, that is), you align the interests of the payor and patient again, because they will again be one and the same person for a substantial percentage of services rendered. No person would be left wanting for care under such a plan, since once the deductibles are reached for any given year, catastrophic coverage would take over and foot the bill for the rest of the year. This is the best possible compromise I can see.


    My $.02 :)

    -- CJM
  22. So where is the legislative muscle for these things? Where are the marches on state capitols? The town hall meetings conducted by the President.

    Doesn't it disturb you guys even a little that the signature effort of physicians and their lobbying organizations benefits insurers more than anyone else?
  23. Anonymous Flex  

    CJM said
    That wasn't Curious JD's post, it was mine ("CJM", not "CJD"), though I can see why you'd get the two mixed up. :P

    Doh! I apologise. It's entirely my fault for failing to read closely.

    The examples you cite which require reform are valid, but reforms rarely happen from external pressure. The civil rights reforms occurred once we elected people dedicated to making those reforms. Popular reforms which aren't attempting to get people into positions of power to enact them are doomed to fail.

    If you strongly support a reform, you need to identify candidates which agree with you and vote for them. Regardless of party afiliation. Of course, it's getting pretty difficult to identify any candidates position.
    If you feel strongly enough about something, run for office yourself.

    Thanks for the ideas, I will be discussing them with friends and co-workers. This comment thread seems to be pretty well played out, but maybe we'll run across each other in the blogsphere again sometime.

    Cheers,

    -Flex
  24. Anonymous Anonymous  

    I think radiologists (and other doctors) as well as media are partially to blame for mammogram-related malpractice suits. You've lead us to believe that mammograms are almost perfect, that every second counts when it comes to cancer detection -- even though in most cases of breast cancer even a few months delay rarely makes a difference; so when mammograms fail to meet very unrealistic expectations, women feel it must be somebody's fault.
    If the doctors had explained that mammograms are at best a very imperfect tool, that they can only detect cancer a couple of years earlier than palpation and that if breasts are not too dense, but it is not truly early as by that time the cancer had been growing for many years; that some cancers are so aggressive that they would kill you anyway and mammograms will only advance the time of diagnosis; that some are slowing that they would be curable even if detected later or may even pose no threat even if left alone; that mammograms are only helpful if the cancer grows not too fast and not too slow; then maybe women would have a more realistic view of what mammograms can and cannot do and they would be less likely to sue.

    If there had truly been an 'informed consent' with regard to mammograms rather than pressure of having one and being called irresponsible if after careful consideration of the absolute probability of both benefit (1 in 1000 chance of life saved after 10 mammograms, 1 in 1700 for a woman in her 40s -- and this is based on optimistic view of the trials) and harm (50% chance of false positive after 10 mammograms,overdiagnosis - this is the worst harm of all, yet when was the last time you mentioned it to you patients?) a woman decides not to have mammograms.

    For years you've been telling us "have a mammogram, it'll save your life", "every second matters", etc. etc. without telling us anything at all about mammograms' imperfections. How many times did you mention to your patients that 1) if breasts are very dense i.e. completely white-out, most cancers will not be detected as white is difficult to see on white 2) while mammograms detect cancer 2-3 years earlier than palpation, it is still not truly early as the cancer had already been growing for many years; it may make a difference for some cancers, but not for most 3) some cancers are so aggressive that they'll kill no matter how early they are detected 4) some cancer are so slow growing that even if they are detected a few years later, it wouldn't matter for survival 5) that some of the "cancers" discovered by mammograms would never pose any threat to life if left alone 6) that even if we take the most optimistic view from all the controlled mammogram trials, at best you'll get a very small reduction of mortality (I am talking about absolute benefit, not realative), at worst - no reduction at all. 30% reduction of breast cancer deaths - a very optimistic number - sounds very impressive, but all it means is that 10 unscreened women were to die of breast cancer (not get breast cancer, but die of it -- most breast cancers are curable), 7 will still die even if they have mammograms i.e. in most cases mammograms don't make a difference.
    If you foster unrealistic expectations, you get blamed when the reality doesn't meet them. Give each woman an informed consent form to sign with all the facts explained - you may get less malpractice suites.
  25. Anonymous Anonymous  

    I'm 13 years old and i want to know if i can get Brast Cancer. My Great Grandmother had it and my dad had liver cancer. Could I get Cancer at all?
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