The uninsured have a hard time seeing specialists
“American medicine is flush with specialists, experts who know particular body systems or diseases inside-out and stay on top of the most advanced treatments. For someone with insurance, access to these physicians is usually as easy as calling for an appointment.
But if a patient without insurance contacts a private doctor’s office, he will typically be asked for payment upfront–in cash. If he doesn’t have the money, he often is politely asked to seek care elsewhere.”